Most people don’t take a look a financial wealth as an asset that need protection. Even if you are living dollar to dollar, what happens when you can’t work or you are no longer here? Financial gaps can leave the whole family very vulnerable in the case of catastrophe. See this article for Stef’s thoughts on the top 3 most underrated overlooked risks, then talk to your insurance agent and financial advisers to see what makes sense for your family.

As a mom and small business owner, I’ve spent a lot of time consulting with professionals on how to protect my family and our business interests in case of any kind of emergency. Making sure that beneficiaries have access to all the items they need to file the estate with the courts is critical to a timely and smooth transition. This list is simply to get your started; every household is different. Make sure that you talk to your attorney, accountant, banker, investment advisor and insurance agent to see what they recommend.

Death and Taxes guaranteed? Every year in the US, taxes are due on April 15th, making April 16th a perfect day to review plans for the … other. No one likes to have hard conversations about what may be needed if you can no longer make decisions for yourself or in the event of death. Reviewing these questions and knowing with certainty that you have the answers that are right for you can be a great relief. I was hoping to offer a personal perspective of WHY NOW? I wasn’t able to put my thoughts together as completely as I wanted earlier in the week… AND THEN … the universe provided me a very timely answer.