Most people don’t take a look a financial wealth as an asset that need protection. Even if you are living dollar to dollar, what happens when you can’t work or you are no longer here? Financial gaps can leave the whole family very vulnerable in the case of catastrophe. See this article for Stef’s thoughts on the top 3 most underrated overlooked risks, then talk to your insurance agent and financial advisers to see what makes sense for your family.

As a mom and small business owner, I’ve spent a lot of time consulting with professionals on how to protect my family and our business interests in case of any kind of emergency. Making sure that beneficiaries have access to all the items they need to file the estate with the courts is critical to a timely and smooth transition. This list is simply to get your started; every household is different. Make sure that you talk to your attorney, accountant, banker, investment advisor and insurance agent to see what they recommend.

There were several reasons that drew us to Central Florida when we moved here in 2008. Josh and I each have our own list, but these are the 3 we can agree on. See what’s on our list and what would have been more helpful for us when we started our Resort Hopper Life.